First Time Home Buyers Class

A brief summary of what to expect and other resources.  Be sure to bookmark the page so you can come back anytime you want.

I talk about the importance of a good pre-approval and what that means to you especially when looking at homes.

In this video I break down what factors into your mortgage payment and your escrow account.

What is mortgage insurance, why do I need it and how the heck do I get rid of it?

You found the home, you're pre-approved and now you want to make an offer.  What goes into it and what to expect.

Offer is accepted!  Now we move into the underwriting process. In this video I break down what to expect and importance of getting documents quickly to close on time.

People often forget about closing costs, I explain what goes into them, about how much they are and how you could possible not have to pay them out of pocket.

Some might think these are obvious but you might learn something you didn't think of. Take a listen so you don't jeopardize the closing of your new home or risk not getting qualified to buy.

I break down the importance of all 3 credit bureaus and what scores matter when applying for credit.

www.annualcreditreport.com

www.myfico.com

www.creditchecktotal.com